YieldLens UK

Standard commercial viability file

Standard commercial viability file, £49.

A printable decision-support memo built from the saved commercial check assumptions. It helps organise rent burden, cash pressure, downside risk, evidence gaps, lease questions, and any rent-free period, deposit, or fit-out incentive before you sign. It is unlocked from a saved result, then opens as a memo you can print or save as PDF. If your assumptions change, rerun the free commercial check so the file reflects the latest numbers. It can also frame business-type assumptions such as covers, orders, appointments, footfall, stock margin, and chair utilisation where relevant.

Quick answer

The £49 Standard Commercial Viability File turns the free check into a printable decision memo with assumptions, stress tests, lease questions, evidence prompts, and a clear view of what still needs verifying before signing. It is useful when the site deserves a deeper read but you want the numbers organised first, including location prompts such as nearby rent evidence, business rates, EPC, and building-condition assumptions.

That makes it easier to think in the language of the business: covers, orders, appointments, footfall, stock margin, or chair utilisation, rather than only the headline rent. If you enter a postcode or address, it also keeps the local evidence prompts in view rather than leaving the file at a generic rent ratio.

If you are still comparing sites, start with the commercial lease checklist before signing. The same issues then appear in the paid memo as cost, cash, and exit checks.

  • Built from the saved commercial check assumptions
  • Printable memo for negotiation and due diligence
  • Rent burden, cash pressure, downside risk, and lease questions
  • Rent-free periods, deposits, and lease incentives can change the cash stack
  • Use estimates while comparing sites, then rerun the check

Indicative decision-support only. Not advice, not a valuation, and not a substitute for professional due diligence.

Need help with access after payment or a saved result? Use the contact page.

Example commercial file

Needs caution: rent burden is high and the opening buffer is thin.

Rent burden

20%

Rent as a share of expected monthly revenue

Break-even/day

45

Customers needed per day to cover known costs

Upfront cash

£81k

Fit-out, deposit, legal fees, stock, and setup

Cash after opening

£9k

Starting cash minus upfront cash needed

Downside burn

£0

Monthly burn in the downside case

Six-month test

Pass

Whether the site survives six weak trading months

The downside month covers known operating costs, but a £9k opening buffer is thin relative to setup risk and early trading friction.

Value comparison

Spend £49 before you spend £2,500+.

Professional lease reviews, surveys and pre-signing checks can quickly cost £2,500+ before you commit to a site. YieldLens gives you a £49 first-pass viability screen so you can pressure-test rent burden, opening cash, break-even pressure and downside risk before deciding whether to take the lease further.

Important limits

YieldLens does not replace solicitors, surveyors, valuations or professional due diligence. It helps you test whether the numbers are worth taking further.

Professional costs vary by lease, property, location and scope. £2,500+ is an indicative comparison for legal review, surveys and pre-signing checks, not a guaranteed cost or saving.

Why the £49 file exists

The Standard file turns the free snapshot into a printable decision memo.

The free check gives the fast view. The £49 file organises the same result into a decision memo before you spend more on legal review, surveys, and professional due diligence.

If a rent-free period or fit-out incentive is part of the deal, see commercial rent-free periods before signing for the timing and cash impact before you commit.

Executive summary and verdict
Rent burden and break-even customers
Opening cash and six-month survival
Downside trading stress test
Rent-free periods and lease incentives
Negotiation levers
Evidence checklist before signing

What it does not do

What the file does, and what it does not do.

The page stays clear about the product boundary so users know what they are buying.

What do I get for £49?

  • • A printable decision-support memo
  • • An assumption review linked to the saved result
  • • Stress-test interpretation and downside context
  • • Negotiation levers, evidence checklist, and lease questions

What it will not tell you

  • • It does not value property.
  • • It does not review lease documents.
  • • It does not verify sales assumptions.
  • • It does not check legal liability, planning, licensing, or tax issues.
  • • It does not replace a solicitor, surveyor, accountant, or professional adviser.

Use estimates if you are still comparing units. The file is useful when the deal looks promising but you want to understand rent pressure, opening cash, weak-start risk, and whether an incentive like a rent-free period or deposit actually changes the picture before committing.

Methodology proof

The memo is built from practical lease pressure points.

Why the checks matter

Rent burden checks affordability pressure. Break-even customers check trading realism. Opening cash checks setup strain. Business rates and service charge can move the cost base. Lease length shapes commitment risk. Assignment and subletting affect exit flexibility. Permitted use can stop the concept before it starts. Downside survival checks weak-start resilience. Rent-free periods and fit-out incentives can change the cash picture. The evidence checklist reduces assumption risk.

What the memo helps you do

It helps the user see what to challenge before signing, what to verify, and where negotiation effort is most likely to change the result.

Illustrative example

A fictional cafe lease becomes easier to judge once the levers are visible.

This is not a real case. It shows the kind of pressure-test the paid memo is built to organise.

Before negotiation

  • High rent burden
  • Thin opening buffer
  • Demanding break-even customers
  • Weak downside survival

Possible improvements

  • Rent-free period
  • Lower deposit
  • Staged fit-out
  • Landlord contribution
  • Better revenue evidence

Free vs paid

The free check gives the numbers. The paid file turns them into a decision memo.

The comparison below keeps the offer honest. The free check is the screen. The paid file is the printable pressure-test and action plan. The sample file is a separate redacted example, not the same case as the homepage sample.

Rent burden

Free check

Headline numbers and risk flags

£49 Standard Commercial Viability File

Detailed interpretation with next checks

Break-even customers/day

Free check

Shown

£49 Standard Commercial Viability File

Shown with context and evidence prompts

Monthly revenue and cost base

Free check

Shown

£49 Standard Commercial Viability File

Shown and explained

Opening cash needed

Free check

Shown

£49 Standard Commercial Viability File

Shown with buffer or shortfall framing

Downside trading

Free check

Shown

£49 Standard Commercial Viability File

Shown with survival context

Stress-test scenarios

Free check

Not included

£49 Standard Commercial Viability File

Included

Negotiation levers

Free check

Not included

£49 Standard Commercial Viability File

Included

Lease questions

Free check

Not included

£49 Standard Commercial Viability File

Included

Due diligence checklist

Free check

Not included

£49 Standard Commercial Viability File

Included

Ranked action plan

Free check

Not included

£49 Standard Commercial Viability File

Included

Printable file

Free check

Not included

£49 Standard Commercial Viability File

Included

How the flow works

Three steps from snapshot to memo.

The file is unlocked from a saved commercial result.

1

Run a free commercial check

Enter rent, trading assumptions, known costs, upfront cash items, starting cash, and downside revenue.

2

Review the saved result

The results page shows the score, rent burden, break-even customers, upfront cash, downside case, risk flags, and next steps.

3

Unlock the Standard Commercial Viability File for £49

Use the saved result to unlock the Standard Commercial Viability File for £49, then print or save it as PDF.

Important limits

What it is not

This distinction matters. YieldLens UK is a decision-support tool for early screening, not a regulated advice service or a substitute for professional due diligence.

Valuation
Financial advice
Mortgage advice
Legal advice
Tax advice
Debt advice
Broker input
Replacement for professional due diligence

Business-type rent checks

Use the page that matches the unit type.

The Standard commercial viability file sits alongside the business-type affordability checks.

Unlock the Standard Commercial Viability File from your result

Run a free commercial check first, then unlock the Standard Commercial Viability File from the results page.

The check creates the saved result that powers the file. From the results page, you can unlock the Standard commercial viability file for that result or view the separate redacted sample file first.

If you need help with access after payment or a saved result, email yieldlensuk@gmail.com or use the contact page.